Before we agree your mortgage we’ll need to establish that you can afford to meet the monthly payment.
Our mortgages are available on residential properties located in England and Wales.
The Cambridge Self Employed Mortgages are only designed for those with one years’ worth of accounts. If you have two years' worth of accounts you can apply for a mortgage from our wider product range.
This mortgage is available for home purchase, remortgaging and additional borrowing.
To verify your income we'll need to see:
- A P60 from your previous employment for two years (to evidence PAYE income in the same sector)
- One year’s financial accounts no more than 9 months old
- A projection for the second year provided by a suitably qualified accountant
- All applications will be assessed on a case by case basis to confirm if income is acceptable and additional documents may be required (e.g. the last three months business bank statements / SA302).
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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